Welcome to On Deck Capital’s online small business loan application. Your time is valuable so we've made our application simple and quick.View Sample Report
If you have questions or require assistance, please contact us at (888) 269-4246 or at firstname.lastname@example.org. We look forward to working with you!
Please create an account with us to provide additional security during the application process.
* All business loans are subject to credit approval, verification, and collateral evaluation. Loan approvals are subject to your meeting lender’s specific underwriting requirements, and approval will be based on the validation of these requirements. Instant Decision relies on information about your company, including business banking data, and the lender may need to collect additional data about your company in order to provide an approval. Information not supplied during Instant Decision, such as the presence of outstanding personal or business debt, judgments, or liens, can also cause the approved loan amount to be adjusted or may cause your application to be declined. Maximum loan amount is $100,000.00. Actual terms (including actual loan amounts) may vary by applicant. Complete disclosure of interest rate, fees, and payment terms are provided by the lender in the Loan Agreement. On Deck Capital lends in most states. In certain states and for certain loan sizes and amounts, On Deck loans are issued through our lending partner, MetaBank, a federally chartered savings bank.
On Deck Capital, Inc. ("On Deck") provides a business lending platform that requires Users to provide access to the User's financial information to On Deck Capital as a condition of receiving a loan. On Deck uses this information to monitor the performance of On Deck Capital Customers on an on-going basis to manage its loan portfolio and may use this information to extend additional offers of credit to its customers or to restructure its loans.
By receiving a loan from On Deck Capital or using the information, tools, features and functionality located at OnDeckCapital.com or subdomains including loans.ondeckcapital.com (together the "Service"), you agree to be bound by this Agreement, whether you are a "Prospect" (you or your business is a potential customer of On Deck Capital) or you are a "Customer" (you or your business is an existing customer of On Deck Capital). The term "you" or "User" refers to a Prospect or a Customer. You must read this Agreement and indicate your acceptance.
You may not use the Service and you may not accept this Agreement if you are not of a legal age to form a binding contract with On Deck Capital. If you accept this Agreement, you represent that you have the capacity to be bound by it or if you are acting on behalf of a company or entity that you have the authority to bind such entity. Before you continue, you should print or save a local copy of this Agreement for your records.
For information about On Deck Capital's data protection practices, please read our Privacy and Security Policy, which is hereby incorporated into this Agreement. This policy explains how On Deck Capital treats your personal information, and protects your privacy, when you access On Deck Capital and use the Service. The policy may be updated from time to time at our discretion. Changes will be effective upon posting to OnDeckCapital.com or the service. On Deck Capital's privacy and security policy is located at http://www.ondeckcapital.com/privacy.php.
With the Service, Users may direct On Deck Capital to retrieve their own or their company's information maintained online by third-party financial institutions with which they have customer relationships, maintain accounts or engage in financial transactions ("Account Information"). On Deck Capital may work with one or more online financial service providers under contract to access this Account Information, including Yodlee, Inc. ("Yodlee"). Yodlee is a leading provider of critical online banking solutions for personal financial management and customer acquisition solutions trusted by over 100 leading financial institutions. More information about Yodlee can be found at http://www.yodlee.com.
As a condition of providing your loan, On Deck Capital will review your Account Information on a regular basis to ascertain the financial health of your business. On Deck's ability to review your accurate Account Information is an essential condition of your loan.
On Deck Capital may review the Account Information for accuracy, legality or non-infringement. On Deck Capital cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. On Deck Capital cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalization settings.
You, the end user, agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other web sites and you agree to not misrepresent your identity or your Account Information. You also agree to provide On Deck Capital with the information necessary to access your Account Information, including your usernames, passwords, PINs, or other necessary log-in information, materials, or other content (collectively, "Account Credentials"). You agree to keep your Account Credentials and Account Information up to date and accurate, and understand that providing accurate Account Credentials and Account Information is an essential condition of your loan from On Deck Capital. Failure to provide accurate information for the Service may result in On Deck exercising its right to call the loan.
You are permitted to use content delivered to you through the Service only on the Service. You may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree not to reverse engineer or reverse compile any of the Service technology, including but not limited to, any Java applets associated with the Service.
As the owner of Account Credentials you provide to us through the Service, you are licensing the Account Credentials to On Deck Capital for the purpose of providing the Service. On Deck Capital may use such Account Credentials to use, display, distribute, and create new material using such Account Credentials. By submitting Account Credentials, you represent that you are the owner of the Account Credentials and are entitled to submit it to On Deck Capital for use for this purpose, without any obligation by On Deck Capital to pay any fees or other limitations and without any particular time limit.
By using the Service, you expressly authorize On Deck Capital to access your Account Information maintained by identified third parties, on your behalf as your agent. When you use the "My Bank Accounts" feature of the Service, you will be directly connected to the website for the third party you have identified. On Deck Capital will submit Account Credentials that you provide to log you into the site and retrieve your Account Information. You hereby authorize and permit On Deck Capital to use Account Credentials submitted by you to the Service to accomplish the foregoing and to configure the Service so that it is compatible with the third party sites for which you submit your information.
For purposes of this Agreement, you grant On Deck Capital and Yodlee a limited power of attorney, and appoint On Deck Capital and Yodlee as your attorney-in-fact and agent, to access third party sites, retrieve, review, and use your Account Information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN ON DECK CAPITAL OR YODLEE ARE ACCESSING AND RETRIEVING ACCOUNT INFORMATION FROM THIRD PARTY SITES, ON DECK CAPITAL AND YODLEE ARE ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. You understand and agree that the Service is not sponsored or endorsed by any third parties accessible through the Service.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ON DECK CAPITAL AND YODLEE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND AS TO THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.
ON DECK CAPITAL AND YODLEE MAKE NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, OR (V) ANY ERRORS IN THE TECHNOLOGY WILL BE CORRECTED.
ON DECK CAPITAL SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO ONDECKCAPITAL.COM AND ITS SUBDOMAINS, YOUR USE OF THE SERVICE OR THIS AGREEMENT, EVEN IF ON DECK CAPITAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, ON DECK CAPITAL'S LIABILITY TO YOU FOR ANY CAUSE WHATEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO $500.00 (FIVE HUNDRED UNITED STATES DOLLARS).
You agree to protect and fully compensate On Deck Capital and Yodlee and their affiliates from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorneys fees) caused by or arising from your use of the service, your violation of these terms, or the violation of any third party right, including, without limitation, any copyright, property, or privacy right, by you or any other user of your account.
The disclaimers, exclusions and limitations of liability set forth in this Agreement form an essential basis of the bargain between the Parties, and, absent any of such provisions, the terms of this Agreement would be substantially different.
You agree that Yodlee is a third party beneficiary of the above provisions, with all rights to enforce such provisions as if Yodlee were a party to this Agreement.